calchy.
Home/💰 Finance

Personal Injury Settlement Calculator

Rough settlement range for a personal-injury claim — medicals, lost wages, and pain/suffering.

Estimated gross settlement
$60,500
Economic damages
$23,000
Pain & suffering
$37,500
Your fault reduction
−$0
After 33% attorney fee
$40,535

This is a rough estimate using the multiplier method most insurers and attorneys start with. Actual settlements depend heavily on jurisdiction, documentation, liability clarity, insurance limits, and negotiation. Always consult a licensed personal-injury attorney for your case.

About this calc

A starting estimate for a personal-injury settlement. Uses the common multiplier method (1.5-5x medical costs for pain & suffering, plus lost wages). This is not legal advice — always consult an attorney.

FAQ

What is the multiplier method?
It multiplies your medical costs by 1.5-5 to estimate pain & suffering damages, then adds economic damages (medicals, wages, property). Insurers and attorneys use it as a starting point in negotiation.
What multiplier applies to my case?
Minor injuries (soft tissue, full recovery): 1.5-2. Moderate (broken bones): 2-3. Serious (surgery, long recovery): 3-4. Severe (permanent impairment): 4-5+. The attorney will argue for a higher multiplier; insurers argue for lower.
Will I get the full amount?
No. Attorney contingency fees are typically 33% (40% if the case goes to trial). Medical liens, case costs, and your share of fault in comparative-fault states also reduce the net.
Is this legal advice?
No. Calchy is an informational tool. Real settlements depend on jurisdiction, facts, insurance limits, and attorney skill. Always consult a licensed personal-injury attorney for your case.